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March 22nd, 2011 at 07:03 pm

I'm a 20 something single mom to a busy 2 1/2 year old girl! I am all about saving, budgeting, and staying debt free. I decided to start this blog to make myself more accountable with my spending. So here are my goals!

1) Baby Emergency Fund: 500/500 Completed Jan.31/2011
2) Large Emergency fund: 4606/5000
3) Christmas Account: 150/800
4) Misc Savings: 147/?
5) Save all extra change in my change jar till Dec.31/11
6) Stick to my budget, cut where I can, and use the envelope system.

Those are my current goals, I'm hoping to add go back to school soon. I'm doing pretty good so far I wanted to have my 5000 EF saved by Dec.31/11 but it looks like I'll hopefully have it done by April! If I make this goal me and dd are going on a weekend trip! Can't wait!!

4 Responses to “Goals”

  1. CB in the City Says:


    Looks like you are not saving for a house. Are you in one already, or is that far off -- or not in the picture? Just curious.

  2. North Georgia Gal Says:

    Welcome! You will find that the people here are very supportive! Look forward to your posts.

  3. moneysavinmama Says:

    Thanks so much!

    CB in the City: I haven't started to save for a house yet, with just me and dd I think renting is smarter finacially right now. Between upkeep, maitance, and everything else that comes with owning a house it just seems better to rent. Right now I have a 3 bedroom apartment, heat, lights included a huge yard for dd to play in for only 500 a month. In the next 2-3 year I will probably start a downpayment fund to save at least 10% of the cost!

  4. Ima saver Says:

    Welcome, glad you have joined us. I have used the envelope system my whole life and it has worked well for me. Sounds like you are off to a great start!

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