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Archive for April, 2015

House Improvement Goals

April 24th, 2015 at 12:18 pm

We have a rather larger list of things I'd like to complete in the next year.

1) Roof- decide on steel or shingles. Hopefully complete by mid summer.
2) Fix/Replace the picture window in the living. The middle pane has a large crack in it.
3) Replace door and frame in the living room.
4) Add screen doors to all outside doors.
5) Extend the deck by 10 feet wide.
6) Move the building to the front of the drive way and play set to the current building space.
7) Fence in the main yard.
8) Put a half door in at the top of the basement stairs.
9) Graval the second drive way.
10) Build a fire pit.
11) Remove old fencing between side and main yard.
12) Remove old window in the basement and replace with a larger escape window.
13) Replace all jack posts with new ones in the basement.
14) Replace basement stairs.
15) Replace walls in basement.
16) Finish half the basement into a rec room.
17) Paint the kitchen and living room.

This is this list so far. Still working on prices and goal dates to have everything done.

Financial Review

April 23rd, 2015 at 09:15 pm

Thank you all for your kind comments on my previous post. One of my goals is to be more accountable and more active around here. I'm feeling really good about how my accounts are all sitting right now.

Oil Savings (I add to this each month for the purchase of oil for the house) $835 and I just filled my tank and paid it off this month. Hoping the tank should last till midsummer.

Personal Taxes (I am self employed so taking off my own taxes, my break even goal is around $7000 after deductions) $3874

Misc Savings (This will be used for house upkeep, I will add down below our list of goals for the year) $4794

Mortgage Savings (I try to keep 2 payments ahead in this account) $975

Christmas 2015 $500

Large Savings (this hardly gets touched, will be kept in case of emergency) $18358

As for my debts my credit card and both line of credits are sitting at 0.

I lent a family member some money two months ago and should have that repaid by next month that totals $3000.

My goal for the end of the month is to be able to add another $200-$300 for both taxes and misc savings.

I started stocking away any cash I get or cash from anything I sell while decluttering for a small get away this summer with my dd and SO.

I was going to add my house goals and projects to this post but I think I will save it for another post.

I am feeling really good where everything sits right now, my income is due to drop mid May so I will continue to save as much as possible until that!

How things change.

April 15th, 2015 at 12:11 pm

Looking back to my January posts and remembering everything that happened between then and now is hard. January 11 I found out I was pregnant with my second. I was so excited we had tried for this for an entire year! We kicked into high gear with the savings and banked as much as we could, I am self employed there for wouldn't qualify for any type of leave. Regardless we were so happy and so excited. Everything was going great I had some sickness but it was okay. Fast forward to March, I started experiencing some complications. Lots of visits to the doctor, blood work, ultrasounds and tests and we found out baby had stopped growing and I was in the beginning stages of a miscarriage. I was devastated, my daughter was devastated. Fast forward to now April 15, I'm still very sad and hurt. Every time I look at my savings and see the money had I saved for baby time it's like a slap in the face. We are continuing to try for another, continuing to save where we can. I hope to be more active around here, more accountable and more money savvy. I'm also hoping for a miracle that we get pregnant again before the year with a healthy pregnancy.