I'm a 20 something single mom to a busy 2 1/2 year old girl! I am all about saving, budgeting, and staying debt free. I decided to start this blog to make myself more accountable with my spending. So here are my goals!
1) Baby Emergency Fund: 500/500 Completed Jan.31/2011
2) Large Emergency fund: 4606/5000
3) Christmas Account: 150/800
4) Misc Savings: 147/?
5) Save all extra change in my change jar till Dec.31/11
6) Stick to my budget, cut where I can, and use the envelope system.
Those are my current goals, I'm hoping to add go back to school soon. I'm doing pretty good so far I wanted to have my 5000 EF saved by Dec.31/11 but it looks like I'll hopefully have it done by April! If I make this goal me and dd are going on a weekend trip! Can't wait!!
Goals
March 23rd, 2011 at 02:03 am
March 23rd, 2011 at 01:05 pm 1300885542
Looks like you are not saving for a house. Are you in one already, or is that far off -- or not in the picture? Just curious.
March 23rd, 2011 at 02:22 pm 1300890163
March 23rd, 2011 at 02:35 pm 1300890948
CB in the City: I haven't started to save for a house yet, with just me and dd I think renting is smarter finacially right now. Between upkeep, maitance, and everything else that comes with owning a house it just seems better to rent. Right now I have a 3 bedroom apartment, heat, lights included a huge yard for dd to play in for only 500 a month. In the next 2-3 year I will probably start a downpayment fund to save at least 10% of the cost!
March 23rd, 2011 at 03:37 pm 1300894641