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Budget Crazy

April 7th, 2011 at 10:55 am

Is anyone else budget crazy or is it just me? Almost once a day I go over my budget, my income, what has to come out, what goes into savings, how much I have left in each category! (my period key just broke so I apologize for the run on sentences and commas out of place lol)
I made some changes and added a new category to my budget for activities with dd I use to take this out of misc but I ALWAYS went over! Hopefully this works better it ups my budget a bit each month but hopefully it will work out with the overages, Tomorrow is pay day which makes me happy time to fill all my envelopes, pay off my cc for dds trampoline AND Easter shop tomorrow night! I have a budget of 100$ for Easter things for tomorrow I'm going to try VERY hard to stick to it. (it worked!) I already picked up 2 baskets, chalk, bubbles, and eggs to fill that I'm not going to count in my 100$ so total for her basket will hopefully be 110 or less! I had planned on giving her the trampoline for Easter to but she was with me when I picked it up and every day since we bought it she has to check to see if the snow is all gone so we can set it up! So excited! Well I hope everyone is having a GREAT Thursday!!!

8 Responses to “Budget Crazy”

  1. North Georgia Gal Says:

    I too am obsessed with my budget. I could spend all day looking at it and making changes here and there. It is almost like an addiction! LOL

  2. laura Says:

    Every other day I enter the receipts into the Excel spreadsheet. This helps me to know what is remaining in each category we normally use, and I'm able to make better spending choices, which has resulted in more money remaining in the checking account at the end of the week. I like to think that I'm more budget "conscious" rather than "crazy". I've moved away from worrying about spending money - life is short and there are things that I'd like to do with my kids while they are young.

  3. LuckyRobin Says:

    I do go over my budget a few times a week, but I don't know that I'd call it obsessive. More like making sure everything is going where it should be for my peace of mind.

  4. Tightwad Kitty Says:

    I go over my budget every 28 days balance it but track in a note book all expense each day and then every few days put them into Excel charts that I have for keeping on track. Once per year or when something changes big time I will review my budget in full. I can redo my bill accounts at a glance with a program I have set up so I can know if one month will be a problem or not.

  5. LivingDebtFree Says:

    One of my favorite things to do is work on my budget! I am a true nerd!

  6. ceejay74 Says:

    Oooh, yes I am. I typically check my budget several times a day, and often leave it open at work (it's a Google docs Excel spreadsheet) so I can click over to it if I think of something.

    My spreadsheet madness has spread; at first I only had a ledger to record what was due to come in and out of the checking account; a master budget that I paste into the ledger once a month to add more days; and a spreadsheet listing all our debts, minimum payments, interest rates and how many months it would take to pay it off at the minimum.

    Now in addition to those I have an "absolute" budget (where I can see how much gets taken out pretax and what our gross income is) with all budget items divided into wants, needs and savings. I have a saving account one that shows how the money in our savings accounts is allotted. I have one for net worth, one that shows what our bare-bones "emergency budget" would look like, one for daycare expenses and reimbursements, one for UK tax info, and various one-offs for planning parties, vacations, etc.

    Sooo, yeah. You could say I'm budget-crazy. Wink

  7. Moneysavinmama Says:

    I'm glad I'm not the only one! But at least we know where our money goes Smile

  8. clintdavis Says:

    I definitely wouldn't say I LOVE to budget...but I sure do enjoy the financial security and freedom that budgeting has brought us.

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