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10 months...

June 11th, 2012 at 03:58 am

August 24, 2011... The last time I posted, about 10 months ago. My life has turned completely upside down and side ways since then. I almost wish I could go back to then when I thought I had problems but honestly didn't even know what a real problem was. In October I lost someone very close to me, the person I told everything to, the one person who knew me the best, my daughters father. Since then I quit my job, was off work unpaid for nearly 6 months, started a new lower (way lower) paying job and started dd in daycare full time. Major changes for me. There is also another huge list of things that happened in my immediate family since then. This has honestly since October been the year from ****. I blew through my savings, my ef, my baby ef, the car fun, christmas account etc. I stopped budgeting stopped tracking, kind of stopped caring. I ran my credit card up a few times but now I'm back. I have a whole new look on life and how short it is but that can't get in the way of the financial goals I want for myself and my dd. As I said my new job is a lot lower paying and I now have a lot more bills, including childcare which I never paid for since dd was born! The 2500 that was lent out to a family member only half of it was paid back and it was only paid back last month. My credit cards are paid off, two cut up, my accounts look good but now its time to start actually saving. I'm house hunting now looking for a permanent spot for dd and I. Right now my accounts look like this;
Small Ef: 500
DD: 5390
Car: 135
Other (saving for down payment): 5300
Christmas: 475
Misc Savings: 290
Large ef: 5050

I'm still owed 1250 of the 2500 and I'm hoping I get it back eventually, I'm also owed another 3000 by another family member also hoping that will be paid back without any hassle.

I will be back later to post my new budget and income but if anyone has any advice on how to get back on track I would great appreciate it. TIA

3 Responses to “10 months...”

  1. rob62521 Says:

    So sorry to hear about your life changes...it sounds like you are working to make things better for yourself and your dd. Hang in there!

  2. CB in the City Says:

    I'm really sorry. I had a year like that, too. I hope things have turned around for you!

  3. Jerry Says:

    It is so true that major life changes and traumas can lead to serious financial repercussions, I hope that you do not feel alone in this. I think that many people can relate. The main thing is that you give yourself some insurance of a fresh start, and begin to feel in control of your finances again. I wish you the best in that effort, you can do it!
    Jerry

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